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	<title>SRCAR GAD &#187; Announcement</title>
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	<link>http://gadblog.srcar.org</link>
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		<title>LAPD Warning Against Hiring Unmanned Aircraft Operators for Aerial Photos</title>
		<link>http://gadblog.srcar.org/2012/01/24/lapd-warning-against-hiring-unmanned-aircraft-operators-for-aerial-photos/</link>
		<comments>http://gadblog.srcar.org/2012/01/24/lapd-warning-against-hiring-unmanned-aircraft-operators-for-aerial-photos/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 21:40:52 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[SRCAR Alerts]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1982</guid>
		<description><![CDATA[Los Angeles authorities have asked C.A.R. to communicate this warning to REALTORS® who hire unmanned aircraft operators to take aerial photographs for marketing high-end properties. Using these devices (also known as drones) for flight in the air with no onboard pilot may violate, among other things, the Federal Aviation Administration&#8217;s (FAA) policy on unmanned aircrafts, [...]]]></description>
			<content:encoded><![CDATA[<p>Los Angeles authorities have asked C.A.R. to communicate this warning to REALTORS® who hire unmanned aircraft operators to take aerial photographs for marketing high-end properties.  Using these devices (also known as drones) for flight in the air with no onboard pilot may violate, among other things, the Federal Aviation Administration&#8217;s (FAA) policy on unmanned aircrafts, and Los Angeles&#8217;s local ordinance requiring permits for filming commercial motion pictures and still photographs.<br />
The Los Angeles Police Department&#8217;s (LAPD) investigation has apparently revealed that aerial photos where unmanned aircraft were observed have appeared on certain real estate sales websites.  According to FilmL.A., the LAPD Air Division has issued this warning as it intends to prosecute violators in the near future.  FilmL.A. is a public benefit company created by the City and County of Los Angeles to manage film permit activity and related issues.<br />
Under the Federal Aviation Administration (FAA)&#8217;s current policy, no one can operate an unmanned aircraft in the National Airspace System without specific authority.  Operators who wish to fly an unmanned aircraft for civil use must obtain an FAA experimental airworthiness certificate, which will not be issued to an unmanned aircraft used for compensation or hire. Although the FAA allows hobbyists to fly model airplanes for recreational purposes under specific guidelines, that authority does not extend to operators flying unmanned aircraft for business purposes. More information is available from the U.S. Department of Transportation’s Notice on Unmanned Aircraft Operations and the FAA&#8217;s policy. </p>
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		<title>NAR Survey &#8211; What are we wiling to give up?</title>
		<link>http://gadblog.srcar.org/2011/12/09/nar-survey-what-are-we-wiling-to-give-up/</link>
		<comments>http://gadblog.srcar.org/2011/12/09/nar-survey-what-are-we-wiling-to-give-up/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 21:09:05 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Economic Outlook]]></category>
		<category><![CDATA[Legislative Updates]]></category>
		<category><![CDATA[Q & A]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1978</guid>
		<description><![CDATA[Don&#8217;t know if you all got this yesterday from NAR 2012 President Moe Veissi. NAR is doing a survey and would like your opinion regarding our federal policy agenda for the 2012. The survey touches on numerous policy areas from housing to healthcare, GSE&#8217;s to foreclosures. If you haven&#8217;t received it yet, take a minute [...]]]></description>
			<content:encoded><![CDATA[<p>Don&#8217;t know if you all got this yesterday from NAR 2012 President Moe Veissi. NAR is doing a survey and would like your opinion regarding our federal policy agenda for the 2012. The survey touches on numerous policy areas from housing to healthcare, GSE&#8217;s to foreclosures. If you haven&#8217;t received it yet, take a minute to follow this link and give your opinion. It takes less than 5 minutes and you will be some of the few (probably) who bother to respond and make your voice heard.</p>
<p><a href="http://">http://www.zoomerang.com/Survey/WEB22E47V5J5E6&#8243;</a></p>
<p>Here&#8217;s the final question. I&#8217;d be interested to hear what you all think about this. It goes back to the root issue we all face that is the stumbling block for many of our legislators &#8211; how do you feel about putting your own issues on the table? We&#8217;re quick to encourage cuts to other areas of &#8216;obvious waste&#8217; &#8211; but what about those issues that are near and dear to us?</p>
<p>Which of these statements most closely reflects your opinion on NAR response?</p>
<p>    * When it comes to changes in tax deductions, real estate tax preferences and federal spending, we must all share in the sacrifice to reduce our national debt (including reducing or eliminating some real estate related deductions) to assure the future health of our nation.</p>
<p>OR&#8230;</p>
<p>    *  Existing real estate related federal tax deductions and preferences, including mortgage interest deduction and the $250,000/$500,000 capital gains exclusion, should be preserved in their current form despite concerns about federal deficits and national debt.</p>
<p>We&#8217;re having some fun now, eh?</p>
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		<title>Temecula, Murrieta among nations safest cities again.</title>
		<link>http://gadblog.srcar.org/2011/10/24/temecula-murrieta-among-nations-safest-cities-again/</link>
		<comments>http://gadblog.srcar.org/2011/10/24/temecula-murrieta-among-nations-safest-cities-again/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 00:09:17 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Gino's Rants]]></category>
		<category><![CDATA[Good News You Can Use]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1969</guid>
		<description><![CDATA[Finally there&#8217;s a national statistic that shows parts of California in a positive light &#8211; and two of my cities are at the top of the heap. Business Insider.com recently released their analysis of FBI statistics for 2010 showing the 13 safest cities in America along with the 25 most dangerous. California scored 6 out [...]]]></description>
			<content:encoded><![CDATA[<p>Finally there&#8217;s a national statistic that shows parts of California in a positive light &#8211; and two of my cities are at the top of the heap. Business Insider.com recently released their analysis of FBI statistics for 2010 showing the 13 safest cities in America along with the 25 most dangerous. California scored 6 out of the 13 safest and just 3 of the 25 most dangerous.</p>
<p>According to FBI stats,  violent crime, including murder, forcible rape, robbery and aggravated assault, is down across the country by 5.5%. That&#8217;s pretty good considering the economic situation. You might imagine just the opposite would be happening but so far so good. </p>
<p>For at least the 2nd year in a row Irvine California ranks #1 in safety with almost 10 times less than the national average crime rate &#8211; just 55 crimes per 100,000 people with Zero murders and 30 robberies. Contrast this with the most dangerous city in the country, Flint MI, with 2,208 violent crimes per 100,000 including 49 murders and 84 forcible rapes. </p>
<p>Southwest County again scored well. For the past couple years Murrieta has ranked #2 behind Irvine, with Temecula coming in at 4 or 5. This year Temecula leapfrogged to #2 and Murrieta came in 4th. Temecula had just 72 violent crimes per 100,000 with 3 rapes while Murrieta had 95 violent crimes and 1 murder. Considering that each city has just over 100,000 population, that means there really were only 72 violent crimes in Temecula last year. Applying the same count for #2 Detroit with 1,887 violent crimes per 100,000 and a population of 800,000 gives you a crime spree of nearly 19,000 violent crimes and 340 murders last year.  Yowza!</p>
<p>The 13 safest:<br />
Irvine CA<br />
Temecula CA<br />
Cary NC<br />
Murrieta CA<br />
Gilbert AZ<br />
Red Rock TX<br />
Frisco TX<br />
Simi Valley CA<br />
Bellevue WA<br />
Orange CA<br />
Amherst Town NY<br />
Thousand Oaks CA<br />
Surprise AZ</p>
<p>The 25 most dangerous:</p>
<p>Flint MI<br />
Detroit MI<br />
St. Louis MO<br />
New Haven CT<br />
Memphis TN<br />
Oakland CA<br />
Little Rock AK<br />
Baltimore MD<br />
Rockfort IL<br />
Stockton CA<br />
Buffalo NY<br />
Springfield MA<br />
Cleveland OH<br />
Hartford CN<br />
Washington DC<br />
Springfield IL<br />
Philadelphia PA<br />
Lowell MA<br />
Richmond CA<br />
Saint Petersburg FL<br />
Nashville TN<br />
Kansas City MO<br />
Miami FL<br />
Lansing MI<br />
Elizabeth NJ</p>
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		<title>Governor Brown &#8211; VETO SB469</title>
		<link>http://gadblog.srcar.org/2011/09/30/governor-brown-veto-sb469/</link>
		<comments>http://gadblog.srcar.org/2011/09/30/governor-brown-veto-sb469/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 21:15:11 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Economic Outlook]]></category>
		<category><![CDATA[Gino's Rants]]></category>
		<category><![CDATA[Legislative Updates]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1957</guid>
		<description><![CDATA[On Friday morning, September 30, 2011, several representatives from our community held a press conference asking Governor Jerry Brown to VETO SB 469 (Vargas). This bill is another in the long line of attacks by California on both businesses and municipalities in our state. It is just one example of why California finds itself 49th [...]]]></description>
			<content:encoded><![CDATA[<p>On Friday morning, September 30, 2011, several representatives from our community held a press conference asking Governor Jerry Brown to VETO SB 469 (Vargas). This bill is another in  the long line of attacks by California on both businesses and municipalities in our state. It is just one example of why California finds itself 49th out of 50 states for having a business friendly environment. It&#8217;s why we&#8217;re losing 5.4 companies every week to places like Texas and Colorado and North Carolina and Nevada. It&#8217;s another example of that political-think that says Sacramento can make better decisions for our local cities than they can themselves &#8211; keeping in mind that Sacramento is deeply in debt, can&#8217;t pass a budget, is divisively gridlocked and stocked with career politicians who have never held a real job. Yet they feel perfectly content to try to dictate to the rest of us how we should comport ourselves.</p>
<p>This morning I joined the Mayor of Murrieta, Randon Lane, Wildomar Mayor Pro-Tem Ben Benoit, Menifee City Council member Darcy Kuenzi, Lake Elsinore Finance Director Allan Baldwin and League of Cities rep Dave Willmon in providing our statements to the assembled press. Here is my statement:</p>
<p>Good morning. My name is Gene Wunderlich and I&#8217;m Chair of the Southwest California Legislative Council, a coalition of businesses and Chambers representing more than 3,000 small, medium and large businesses in Southwest Riverside County. </p>
<p>Communities throughout our state are facing crisis. In Riverside County our unemployment rate is 14.7%, statewide it is 12.1%, and that&#8217;s only the people they count. Like many other cities and counties across California, we each face problems that are similar in nature, yet unique to each locality. We must be able to make decisions that are best for our communities, our families and our friends. </p>
<p>Our elected leaders in Sacramento don&#8217;t seem to know what&#8217;s going on in Temecula, or Wildomar, or Menifee or communities across Southwest Riverside County. SB469 is a perfect example of that with its bureaucratic roadblocks and overreaching state authority. It&#8217;s a one=size-fits-all bill and it will not help us create jobs in our community &#8211; although it may well keep several attorneys busy for years.</p>
<p>This bill takes away the power of a community to build and define itself and gives that power to the state, having local land use issues defined in Sacramento. The state  SHOULD NOT be imposing more regulations on local governments right now. The state SHOULD NOT be telling us what kinds of businesses we can and cannot approve and the state SHOULD NOT be interfering in our ability to help reduce the high unemployment rate in our own community.</p>
<p>We are asking Governor Brown to help Southwest Riverside County and cities and counties across the state. Join us in helping create new jobs, not destroy more jobs. </p>
<p>VETO SB469.</p>
<p>This bill is also opposed by the California Association of Realtors® and dozens of other pro-jobs, pro-business &#038; pro-local rights groups throughout the state. </p>
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		<title>CA Attorney General files suit in massive 17 state mortgage fraud scheme.</title>
		<link>http://gadblog.srcar.org/2011/08/19/ca-attorney-general-files-suit-in-massive-17-state-mortgage-fraud-scheme/</link>
		<comments>http://gadblog.srcar.org/2011/08/19/ca-attorney-general-files-suit-in-massive-17-state-mortgage-fraud-scheme/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 17:54:21 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Good News You Can Use]]></category>
		<category><![CDATA[Real Estate Fraud]]></category>
		<category><![CDATA[California Attorney General]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Gene Wunderlich]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1955</guid>
		<description><![CDATA[CA State Attorney General Kamala Harris sued Philip Kramer, the Law Offices of Kramer &#038; Kaslow, two other law firms, three other lawyers, and 14 other defendants who are accused of working together to defraud homeowners across the country through the deceptive marketing of &#8220;mass joinder&#8221; lawsuits. Prominent foreclosure attorneys Phillip Kramer and Mitchell Stein [...]]]></description>
			<content:encoded><![CDATA[<p>CA State Attorney General Kamala Harris sued Philip Kramer, the Law Offices of Kramer &#038; Kaslow, two other law firms, three other lawyers, and 14 other defendants who are accused of working together to defraud homeowners across the country through the deceptive marketing of &#8220;mass joinder&#8221; lawsuits. Prominent foreclosure attorneys Phillip Kramer and Mitchell Stein and at least 17 others have been accused of luring desperate homeowners into the scheme using deceptive advertising and telemarketing schemes aimed at millions of people in California and 16 other states. </p>
<p>The scheme claimed that courts have found that most mortgage lenders engaged in predatory lending practices or approved inappropriate loans (well, that part is certainly true), and that the homeowners bank was one of the guilty. As alleged in the lawsuit, defendants preyed on desperate homeowners facing foreclosure by selling them participation as plaintiffs in mass joinder lawsuits against mortgage lenders. Defendants deceptively led homeowners to believe that by joining these lawsuits, they would stop pending foreclosures, reduce their loan balances or interest rates, obtain money damages, and even receive title to their homes free and clear of their existing mortgage. Defendants charged homeowners retainer fees of up to $10,000 to join as plaintiffs to a mass joinder lawsuit against their lender or loan servicer.</p>
<p>It probably comes as no surprise that theses same &#8216;prominent foreclosure attorneys&#8217; had previously been &#8216;prominent loan modification specialists&#8217; but it is alleged that Kramer sent an email to another fellow defendant last year stating &#8220;Only morons would prefer to &#8216;sell&#8217; mods from this day forward&#8221;.<br />
Homeowners who have paid to be added to one of the lawsuits should contact the State Bar if they feel they may be victims of this scam. They can also contact a HUD-certified housing counselor for general mortgage related assistance. If you have sent money to any of the following seized entities, you should contact the CA Attorney Generals Office at http://oag.ca.gov/.</p>
<p>The Department of Justice has seized the practices of the following non-attorney defendants: Attorneys Processing Center, LLC; Data Management, LLC; Gary DiGirolamo; Bill Stephenson; Mitigation Professionals, LLC; Glen Reneau; Pate Marier &#038; Associates, Inc.; James Pate; Ryan Marier; Home Retention Division; Michael Tapia; Lewis Marketing Corp.; Clarence Butt; and Thomas Phanco as well as seizing the practices and accounts of attorney defendants:The Law Offices of Kramer & Kaslow; Philip Kramer, Esq; Mitchell J. Stein &#038; Associates; Mitchell Stein, Esq.; Christopher Van Son, Esq.; Mesa Law Group Corp.; and Paul Petersen, Esq.</p>
<p>Attorney General Harris is challenging the defendants&#8217; alleged misconduct in marketing their mass joinder lawsuits; her office takes no position as to the legal merits of any claims asserted in the mass joinder lawsuits filed by defendants.</p>
<p>Victims in the following states are known to have received these mailers, or signed on to join the case. This is a preliminary list that may be updated:</p>
<p>Alaska, Arizona, California, Colorado, Connecticut, Florida, Hawaii, Maryland, Massachusetts, Michigan, Missouri, Nevada, New Jersey, New York, Ohio, Texas, Washington.</p>
<p>For more information please go to: http://oag.ca.gov/news/press_release?id=2552</p>
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		<title>NAR: New FTC Rules May Impact Brokerages</title>
		<link>http://gadblog.srcar.org/2011/08/18/nar-new-ftc-rules-may-impact-brokerages/</link>
		<comments>http://gadblog.srcar.org/2011/08/18/nar-new-ftc-rules-may-impact-brokerages/#comments</comments>
		<pubDate>Thu, 18 Aug 2011 23:35:53 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Legislative Updates]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[mortgage credit]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1952</guid>
		<description><![CDATA[New FTC Rule May Impact Brokerages The Federal Trade Commission (“FTC”) has recently issued its Mortgage Acts and Practices &#8211; Advertising, or “MAP”, rule (“Rule”). The Rule imposes requirements on those that provide information about mortgage credit products to consumers by prohibiting misrepresentations during these communications and also imposing recordkeeping requirements. The Rule will impact [...]]]></description>
			<content:encoded><![CDATA[<p>New FTC Rule May Impact Brokerages</p>
<p>The Federal Trade Commission (“FTC”) has recently issued its Mortgage Acts and Practices &#8211; Advertising, or “MAP”, rule (“Rule”). The Rule imposes requirements on those that provide information about mortgage credit products to consumers by prohibiting misrepresentations during these communications and also imposing recordkeeping requirements. The Rule will impact real estate professionals that provide this information to consumers, such as giving a consumer a lender’s rate sheet. The Rule takes effect on August 19, 2011. </p>
<p>Click here to read the Rule’s text and accompanying commentary. </p>
<p>Background</p>
<p>The FTC published an Advance Notice of Proposed Rulemaking in 2009, and issued a proposed rule relating to unfair or deceptive acts and practices that may occur with regard to mortgage advertising in September 2010. NAR filed a comment letter seeking an exemption for real estate professionals from the Rule- click here to read NAR’s comment letter. </p>
<p>The Rule is intended to regulate unfair or deceptive practices in the advertising of mortgage products, and covers all entities involved in the process such as mortgage brokers, lenders, and home builders. The Rule will also cover real estate professionals when they are providing information about a mortgage credit product to a consumer, as outlined in this article. </p>
<p>Rulemaking authority for the Rule has now transferred to the Consumer Financial Protect Bureau (“CFPB”). Enforcement authority for the Rule rests with the CFPB, FTC, and state attorneys general.</p>
<p>Rule’s Requirements</p>
<p>The Rule prohibits misrepresentations in a commercial communication about any term of a mortgage credit product. A “commercial communication” is broadly defined within the Rule, covering both oral and written statements designed to “create an interest in purchasing goods or services”, which in this case would be a mortgage credit product. A “mortgage credit product” is “any form of credit” that is offered to a consumer and secured by the consumer’s dwelling. The Rule’s coverage will include information about all mortgage terms and the Rule contains an extensive list of possible mortgage terms, including interest rates, products sold in conjunction with a mortgage such as credit insurance, amount of taxes, variability of interest rates, and prepayment penalties.</p>
<p>Application of Rule to Real Estate Professionals</p>
<p>The Rule will apply when a real estate professional provides information about a specific mortgage product to a consumer. An example would be providing a consumer with rate sheets containing the current interest rate from a lender or providing a consumer with applications or other information for a specific mortgage product. All statements about the terms of a mortgage will be covered by the Rule, and will need to be retained for two years. In addition, the statements should have the disclaimer language discussed in this article in order to protect against later misrepresentation claims.</p>
<p>The FTC has stated in its comments that the Rule does not apply to purely informational communications not designed to cause the purchase of a good or service because these are not commercial communications. So, providing a consumer general information about market rates for different types of mortgages products will likely not be subject to the Rule because these are not related to a specific mortgage product. However, providing a consumer with the daily rates from a specific lender would trigger compliance with the rule. Similarly, going through the prequalification process with a consumer in order to determine the range of properties that a consumer may be eligible to purchase won’t require compliance with the Rule; however, providing a consumer with the documentation needed to apply for a preapproval from a lender for a mortgage loan will be covered by the Rule. </p>
<p>Disclaimer or Qualifying Statement</p>
<p>In the preamble to the final Rule, the FTC notes that a disclaimer provided with a covered statement “may correct a misleading impression, but only if it is sufficiently clear and prominent to convey the qualifying information effectively”. Therefore, real estate professionals should always include a disclaimer when providing information to consumers about the terms of a mortgage credit product, as a properly crafted disclaimer can protect against later misrepresentation claims. </p>
<p>The disclaimer will need to be prominent, as the FTC notes in its comments that disclaimers in small type placed at the bottom of a document will not protect against misrepresentation claims. The disclaimer text should be separated from the other text in the covered statement, as language buried within the text may not be effective to protect against misrepresentation claims. Click here for a model disclaimer. </p>
<p>Note that the disclaimer should be tailored to the type of information that you are providing to a client. If you are providing other services beyond transmitting basic mortgage information, you will need to tailor your disclaimer to cover those services. </p>
<p>Recordkeeping Requirements</p>
<p>If a real estate professional is subject to the Rule, the real estate professional is required to keep all covered commercial communications for 2 years from the date that the communication was made to the consumer. In order to comply with this section, the real estate professional should put all covered statements into writing and include the statements in each consumer’s file (paper or electronic) with the brokerage. This record retention system should become part of the brokerage’s overall record retention program.</p>
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		<title>Crow with West Nile Virus found in Wildomar</title>
		<link>http://gadblog.srcar.org/2011/08/18/crow-with-west-nile-virus-found-in-wildomar/</link>
		<comments>http://gadblog.srcar.org/2011/08/18/crow-with-west-nile-virus-found-in-wildomar/#comments</comments>
		<pubDate>Thu, 18 Aug 2011 21:59:44 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Gino's Rants]]></category>
		<category><![CDATA[Q & A]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1946</guid>
		<description><![CDATA[A crow with West Nile Virus was recently found in Wildomar. Crows cover a lot of ground during their day and may play host to lots of mosquitoes. Here&#8217;s the caution from the County on how to avoid situations where you may be exposed. West nile View more documents from Southwest Riverside County Association of [...]]]></description>
			<content:encoded><![CDATA[<p>A crow with West Nile Virus was recently found in Wildomar. Crows cover a lot of ground during their day and may play host to lots of mosquitoes. Here&#8217;s the caution from the County on how to avoid situations where you may be exposed.</p>
<div style="width:477px" id="__ss_8908668"><strong style="display:block;margin:12px 0 4px"><a href="http://www.slideshare.net/genewunderlich/west-nile-8908668" title="West nile">West nile</a></strong><object id="__sse8908668" width="477" height="510"><param name="movie" value="http://static.slidesharecdn.com/swf/doc_player.swf?doc=westnile-110818164640-phpapp02&#038;stripped_title=west-nile-8908668&#038;userName=genewunderlich" /><param name="allowFullScreen" value="true"/><param name="allowScriptAccess" value="always"/><embed name="__sse8908668" src="http://static.slidesharecdn.com/swf/doc_player.swf?doc=westnile-110818164640-phpapp02&#038;stripped_title=west-nile-8908668&#038;userName=genewunderlich" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="477" height="510"></embed></object>
<div style="padding:5px 0 12px">View more <a href="http://www.slideshare.net/">documents</a> from <a href="http://www.slideshare.net/genewunderlich">Southwest Riverside County Association of Realtors</a>.</div>
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		<title>Pay no attention to that man behind the curtain.</title>
		<link>http://gadblog.srcar.org/2011/08/12/pay-no-attention-to-that-man-behind-the-curtain/</link>
		<comments>http://gadblog.srcar.org/2011/08/12/pay-no-attention-to-that-man-behind-the-curtain/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 19:48:07 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Gino's Rants]]></category>
		<category><![CDATA[Legislative Updates]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1942</guid>
		<description><![CDATA[The California Democratic Party is at it again &#8211; and they&#8217;re counting on you being too stupid to notice. Dan Walters, Political Columnists for the Sacramento Bee, recently wrote about the slew of Democratic legislation aimed at eviscerating the initiative process in our state. You know, the initiative process &#8211; whereby ordinary citizens have the [...]]]></description>
			<content:encoded><![CDATA[<p>The California Democratic Party is at it again &#8211; and they&#8217;re counting on you being too stupid to notice.</p>
<p>Dan Walters, Political Columnists for the Sacramento Bee, recently wrote about the slew of Democratic legislation aimed at eviscerating the initiative process in our state. You know, the initiative process &#8211; whereby ordinary citizens have the opportunity to get measures on the ballot that legislators don&#8217;t like? Yeah, that process. Democrats complain that &#8216;the initiative process is being abused&#8217; and they want to protect us from ourselves.</p>
<p>Now granted there are too many initiatives on our ballot sometimes &#8211; there were 10 on last Novembers ballot alone, But in its <a href="http://en.wikipedia.org/wiki/List_of_California_ballot_propositions_2010%E2%80%932019">100 year history</a>, the initiative, referendum and recall petition has produced many beneficial results in addition to a few clinkers. <a href="http://en.wikipedia.org/wiki/California_Proposition_13_%281978%29">Prop. 13</a> comes to mind, and last years successful <a href="http://en.wikipedia.org/wiki/California_Proposition_20_%282010%29">Prop 20</a>, which removed the redistricting process from the hands of our legislators, and failed <a href="http://en.wikipedia.org/wiki/California_Proposition_19_%282010%29">Props 19</a>, to legalize marijuana and  <a href="http://en.wikipedia.org/wiki/California_Proposition_23_%282010%29">23</a>, which would have overthrown the onerous AB 32.</p>
<p>But the Democrats don&#8217;t like us to have that much say in our government &#8211; because they know what&#8217;s best for us and how best to spend our money without any pesky input from us. Heck, they already control our legislature, our governor, and every major elected office in the state &#8211; they just don&#8217;t want to contend with the actual voice of the people.  They&#8217;re also afraid of public backlash against their incompetence and malfeasance in office which is threatening to put bills on upcoming ballots mandating pension reform, restrictions on political fundraising by unions, education entitlement and reform and a host of other issues that citizens are pissed off about but that the legislature refuses to act on.</p>
<p>Now in an act of craven insincerity, they are backing <a href="http://www.youtube.com/watch?v=wUhMm6h0lwE">radio ads aimed at inducing fear</a> of signing initiative petitions. You may have heard them &#8211; a sweet female voice just signed a petition outside the local grocery store while the wise male voice tells her she probably just gave her signature to an identity thief, all her pertinent information will be shared on the global network of signature gatherers/identity thieves, and she should never do that again. Listen closely at the end, after the terrified woman promises never to do such a stupid thing again &#8211; listen to who is paying for the ad. It&#8217;s a  group called - <a href="http://californiansagainstidentitytheft.org/">Californians Against Identity Theft</a>,  ALONG WITH backing by unidentified labor groups. The origins of the group are murky but the goal is not.  Identity theft is a major issue and cause for concern for everybody, I&#8217;ve written about it numerous times over the years, But the SOLE FOCUS of CAIT appears top be  signature gatherers and the initiative process. Sound like a well rounded group focused on the real issue &#8211; or some special interest? Yeah, that&#8217;s what I thought.</p>
<p>Maybe I&#8217;m just cynical but could the liberal labor movement and their Democratic lackeys in the legislature be in cahoots on this? Could they actually be waging a concerted campaign both in the legislature and on the airwaves to further their agenda of coercion and control? Naw, I&#8217;m probably just being paranoid. Of course just because you&#8217;re paranoid doesn&#8217;t mean they really aren&#8217;t  out to get you.</p>
<p>How much do like being manipulated? You must &#8211; you keep voting for these people.</p>
<p style="text-align: center;">Read more: <a href="http://www.fresnobee.com/2011/08/03/2487995/calif-democrats-attack-initiative.html#ixzz1UqBID2Lb">http://www.fresnobee.com/2011/08/03/2487995/calif-democrats-attack-initiative.html#ixzz1UqBID2Lb</a></p>
<p>The opinions expressed in this blog are solely the purview of the author and in no way represent the views or policies of SRCAR, or any other reputable organization or asylum I am associated with.</p>
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		<title>Take Action Now!</title>
		<link>http://gadblog.srcar.org/2011/07/15/take-action-now/</link>
		<comments>http://gadblog.srcar.org/2011/07/15/take-action-now/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 23:08:50 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Good News You Can Use]]></category>
		<category><![CDATA[Legislative Updates]]></category>
		<category><![CDATA[SRCAR Alerts]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1932</guid>
		<description><![CDATA[This week Congress will be debating amendments that will dramatically impact our business here in California &#8211; either extending or expiring the current conforming loan limits. Current loan limits are $729,000 max for conforming, with our area being closer to $625,000. If these expire our next max would be back to $425,000. Now  $425,000 may [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><big>This week Congress will be debating amendments that will dramatically impact our business here in California &#8211; either extending or expiring the current conforming loan limits. Current loan limits are $729,000 max for conforming, with our area being closer to $625,000. If these expire our next max would be back to $425,000. Now  $425,000 may sound like a  pretty fair loan limit. Folks across the mid-west could buy three median price homes for that amount. But that&#8217;s part of what got us into trouble out here to begin with &#8211; our median price in Southwest California, as well as much of the state, was well over $500,000 for several years. But if you wanted to buy a median price home, you were forced into a non-conforming or jumbo loan. </big><big>FHA loans fell to less than 3% of the market in 2006. </big><big>So people started looking for alternatives to traditional financing. </big></p>
<p style="text-align: justify;"><big>Viola &#8211; sub-prime, Alt-A, exotics. </big></p>
<p style="text-align: justify;"><big>You&#8217;ve probably already heard that B of A is already operating under the new/old loan limits assuming that Congress will let them expire. This means larger, more costly jumbos are back in place for many buyers. You think our move-up and upper end market is dead now? Just wait. </big></p>
<p style="text-align: justify;"><big>So please take a moment to respond to this Call to Action. This week the Senate will be considering an amendment to the Military Construction Appropriations Bill (don&#8217;t ask), to maintain the current loan limits for another year. Both CAR and NAR support this effort. This Call to Action urges our Senators to work to maintain the current loan limits to help fan the flames of the recovery they so desperately need. </big></p>
<p><big><a href="https://realtorparty.realtoractioncenter.com/site/Advocacy?cmd=display&amp;page=UserAction&amp;id=1653">Please help us ensure that your clients have access to affordable mortgages. </a></big></p>
<p><big><a href="https://realtorparty.realtoractioncenter.com/site/Advocacy?cmd=display&amp;page=UserAction&amp;id=1653"><img class="aligncenter" src="http://i259.photobucket.com/albums/hh317/genewunderlich/logos/takeaction.jpg" alt="cta" /></a> </big></p>
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		<title>Homeownership Matters NAR Bus Tour Continues</title>
		<link>http://gadblog.srcar.org/2011/07/15/homeownership-matters-nar-bus-tour-continues/</link>
		<comments>http://gadblog.srcar.org/2011/07/15/homeownership-matters-nar-bus-tour-continues/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 21:33:19 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Good News You Can Use]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1930</guid>
		<description><![CDATA[On the Road Again, Posted by Vince Posted: 14 Jul 2011 06:45 AM PDT Do you hear the engine revving? The NAR Home Ownership Matters Bus Tour is taking off for Atlanta this weekend to kick off the second leg of our bus tour. From Atlanta, we’ll travel the U.S. discussing the value of home [...]]]></description>
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<td><a name="1" href="http://voicesofrealestate.blogs.realtor.org/2011/07/14/on-the-road-again-posted-by-vince/" target="_blank"></a>On the Road Again, Posted by Vince</p>
<p>Posted: 14 Jul 2011 06:45 AM PDT</p>
<div>
<p><img title="VinceMalta" src="http://voicesofrealestate.blogs.realtor.org/files/2011/07/VinceMalta.jpg" alt="VinceMalta" width="185" height="135" />Do you hear the engine revving? The <a href="realtor.org/bustour" target="_blank">NAR Home Ownership Matters Bus Tour is taking off for Atlanta this weekend</a> to kick off the second leg of our bus tour. From Atlanta, we’ll travel the U.S. discussing the value of home ownership with the media, REALTORS® and consumers until we roll into the <a href="http://www.realtor.org/convention.nsf?opendatabase&amp;wt.mc_id=ce001" target="_blank">Annual Conference</a> in Anaheim, November 11 – 14th.</p>
<p>I can’t express to you enough how vital it is that we continue to sound the message that <a href="http://www.realtor.org/topics/homeownership?wt.mc_id=rd0093" target="_blank">Home Ownership Matters</a> “to people, to communities and to America.” I’ve been working in real estate for over 25 years. Never have I seen the confluence of challenges that REALTORS® have faced in the last three years.</p>
<p>Our clients are having a hard time getting loans. Lenders aren’t giving us a yay or nay on a <a href="http://www.realtor.org/realtors/basics_short_sales" target="_blank">short sale</a>. The National Flood Insurance Program is set to expire on September 30th. That’s going to start holding up closings this month (so please answer the <a href="https://realtorparty.realtoractioncenter.com/site/Advocacy?cmd=display&amp;page=UserAction&amp;id=1669&amp;utm_source=org&amp;utm_medium=banner&amp;utm_content=rac&amp;utm_campaign=nfip2011" target="_blank">Call for Action!</a>).</p>
<p>The challenges are plentiful. One way to ensure that we get the help we need to create a safe, well-functioning, healthy real estate market is to start talking. That’s why the Home Ownership Matters bus tour is designed to talk to local leaders, prospective home buyers and the media about how best to protect our industry so all responsible Americans have the opportunity to buy into the dream of home ownership.</p>
<p>During the last leg of the bus tour in March, we reached 27.3 million consumers through media coverage. That would have cost us $3.95 million if we had to pay for it.</p>
<p>Thousands of consumers came out to our bus tour events to learn more about the value of home ownership. We saw a 350 percent increase in weekly visits on our <a href="https://www.facebook.com/homeownershipmatters" target="_blank">Home Ownership Matters Facebook page</a>. Five thousand additional people visited <a href="HouseLogic.com" target="_blank">HouseLogic.com</a>. Two thousand members attended REALTOR® Town Halls and bus tour events in 13 states.</p>
<p>I can’t wait to see the progress we’ll make on this leg of the tour this summer and fall. We’ll be in Atlanta on July 16, at <a href="http://atlanticstation.com/directions.php" target="_blank">Atlantic Station</a> from 11 a.m. to 3 p.m. Please come out and visit with us. Tell your clients to come out as well. They just might leave with a Lowe’s gift card in hand.</p>
<p>Check <a href="Realtor.org/BusTour" target="_blank">Realtor.org/BusTour</a> for more information and future bus tour stops.</p>
<p>The future of our industry rests in our hands. I’m glad we’re getting back on the road to start talking! – <a href="http://www.realtor.org/about_nar/fullbio_malta" target="_blank">Vince Malta, 2011 NAR Vice President and Liaison to Government Affairs</a></p>
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		<title>Help Extend the National Flood Insurance Program</title>
		<link>http://gadblog.srcar.org/2011/07/12/help-extend-the-national-flood-insurance-program/</link>
		<comments>http://gadblog.srcar.org/2011/07/12/help-extend-the-national-flood-insurance-program/#comments</comments>
		<pubDate>Tue, 12 Jul 2011 21:29:54 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Economic Outlook]]></category>
		<category><![CDATA[Legislative Updates]]></category>
		<category><![CDATA[national flood insurance program]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1924</guid>
		<description><![CDATA[&#160; I hope that you&#8217;ve all taken a minute to respond to the latest call-for-action from NAR. (That goes double for those who are always complaining that NAR doesn&#8217;t do anything for you.) A bill, H.R. 1309, is being debated in Congress right now that would re-authorize, reform, and extend the National Flood Insurance Program [...]]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p>I hope that you&#8217;ve all taken a minute to respond to the latest <a href="http://https://realtorparty.realtoractioncenter.com/site/Advocacy?cmd=display&amp;page=UserAction&amp;id=1669&amp;utm_source=popup&amp;utm_medium=banner&amp;utm_content=rac&amp;utm_campaign=nfip2011">call-for-action from NAR</a>. (That goes double for those who are always complaining that NAR doesn&#8217;t do anything for you.)</p>
<p>A bill, H.R. 1309, is being debated in Congress right now that would re-authorize, reform, and extend the National Flood Insurance Program for 5 years.</p>
<p>The NAR Land Use Committee, has been working on getting this bill in place for years &#8211; it&#8217;s been a top priority. Finally we have a bill that will truly make a difference if passed, or the NFIP program will sunset on September 30 of this year.</p>
<p>If that happens, it would be catastrophic for many areas, coastal regions, mid-west areas prone to flooding, etc. This program is the ONLY SOURCE of flood damage protection for 5.6 million home and business owners today, not to mention the millions of affiliated jobs like builders, remodelers, movers, mortgage lenders, insurance agents, real estate professionals and more. In the last 3 years alone there have been 9 stopgap extensions and 5 shutdowns. Just last year a shutdown of just a few weeks resulted in more than 47,000 home sales delayed or canceled &#8211; in a market that is way down to begin with.</p>
<p>Do we need MORE uncertainty from our leaders on this issue? We actually have a chance to provide some long term stability to at least one segment of our market, let&#8217;s not blow it. Take a minute &#8211; click on the page below and lend your voice to the chorus.</p>
<p>1.1 million strong. Very little we can&#8217;t do if we put our minds and hearts to it.</p>
<p>Thank you.<br />
<a href="https://realtorparty.realtoractioncenter.com/site/Advocacy?cmd=display&amp;page=UserAction&amp;id=1669&amp;utm_source=popup&amp;utm_medium=banner&amp;utm_content=rac&amp;utm_campaign=nfip2011"><img class="aligncenter" title="nfip" src="http://i259.photobucket.com/albums/hh317/genewunderlich/flood.jpg" alt="" width="560" height="366" /></a></p>
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		<title>Corona Sign Ordinance.</title>
		<link>http://gadblog.srcar.org/2011/07/12/corona-sign-ordinance/</link>
		<comments>http://gadblog.srcar.org/2011/07/12/corona-sign-ordinance/#comments</comments>
		<pubDate>Tue, 12 Jul 2011 20:23:08 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Good News You Can Use]]></category>
		<category><![CDATA[Q & A]]></category>
		<category><![CDATA[Corona CA]]></category>
		<category><![CDATA[sign ordinance]]></category>
		<category><![CDATA[TIGAR]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1915</guid>
		<description><![CDATA[Corona Sign Ordinance I know it&#8217;s not you but&#8230; we have been notified by the TIGAR association in Corona that their city people are having sign ordinance problems &#8211; and it&#8217;s all the dastardly OUT OF AREA AGENTS that are gumming  up the works. So a copy of their sign ordinance is attached for your [...]]]></description>
			<content:encoded><![CDATA[<p><big>Corona Sign Ordinance</big></p>
<p style="text-align: justify;"><big>I know it&#8217;s not you but&#8230; we have been notified by the TIGAR association in Corona that their city people are having sign ordinance problems &#8211; and it&#8217;s all the dastardly <strong><span style="color: #ff0000;">OUT OF AREA AGENTS</span></strong> that are gumming  up the works. So a copy of their sign ordinance is attached for your viewing pleasure. </big></p>
<p style="text-align: justify;"><big>If you list properties in Corona, or hold open houses there, you need to be aware of the rules. They&#8217;re actually not bad and have mostly to do with sign size and hours &amp;  areas of placement. Otherwise they reserve the right to pick up your signage and, if it doesn&#8217;t stop there, they could rescind the whole ordinance and you&#8217;d get <strong><span style="color: #ff0000;">NO (0) </span></strong>signs.</big></p>
<p><big>So play along. I know, it&#8217;s not you.</big></p>
<p><big>Here&#8217;s the ordinance&#8230;</big></p>
<div style="width:477px" id="__ss_8577545"> <strong style="display:block;margin:12px 0 4px"><a href="http://www.slideshare.net/genewunderlich/cor-sig-ord0001" title="Cor sig ord0001" target="_blank">Cor sig ord0001</a></strong> <iframe src="http://www.slideshare.net/slideshow/embed_code/8577545" width="477" height="510" frameborder="0" marginwidth="0" marginheight="0" scrolling="no"></iframe>
<div style="padding:5px 0 12px"> View more <a href="http://www.slideshare.net/" target="_blank">documents</a> from <a href="http://www.slideshare.net/genewunderlich" target="_blank">Southwest Riverside County Association of Realtors</a> </div>
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		<title>Lenders prepare for lower loan limits; stop accepting certain applications</title>
		<link>http://gadblog.srcar.org/2011/07/08/lenders-prepare-for-lower-loan-limits-stop-accepting-certain-applications/</link>
		<comments>http://gadblog.srcar.org/2011/07/08/lenders-prepare-for-lower-loan-limits-stop-accepting-certain-applications/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 22:33:45 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Economic Outlook]]></category>
		<category><![CDATA[Legislative Updates]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1913</guid>
		<description><![CDATA[In anticipation of the expiration of current loan limits on Sept. 30, 2011, Bank of America has decided to stop accepting conventional and government applications for loan amounts that will exceed the permanent loan amounts.  The deadline to submit loan applications was July 1. According to an email from Bank of America, conventional loans that [...]]]></description>
			<content:encoded><![CDATA[<p><strong> </strong><br />
In anticipation of the expiration of current loan limits on Sept. 30, 2011, Bank of America has decided to stop accepting conventional and government applications for loan amounts that will exceed the permanent loan amounts.  The deadline to submit loan applications was July 1.</p>
<p>According to an email from Bank of America, conventional loans that exceed the permanent loan limits will now be required to use non-conforming programs.</p>
<p>Barring Congressional action, the maximum FHA, Fannie Mae, and Freddie Mac conforming loan limit will decline to $625,500 beginning Oct. 1, 2011, from the current $729,750 limit, though the majority of counties will fall far below the $625,500 maximum.  The conforming loan limit determines the maximum size of a mortgage that FHA, Fannie Mae, and Freddie Mac government-sponsored enterprises (GSEs) can buy or guarantee.  Non-conforming or jumbo loans typically carry a higher mortgage interest rate than a conforming loan and require a higher down payment, increasing the monthly payment and negatively impacting housing affordability for California home buyers.</p>
<p>Again, barring congressional action (heh), conforming loan limits in Southwest California will likely revert to about $425,000. Not that big a deal right now but in a couple years we&#8217;ll be priced out of the market again and looking for alternatives. How do you think Subprime and Alt-A loans got so popular out here? Couldn&#8217;t get a conforming loan for a median price home.</p>
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		<title>New Home Assessment Data from Larry Ward</title>
		<link>http://gadblog.srcar.org/2011/07/03/new-home-assessment-data-from-larry-ward/</link>
		<comments>http://gadblog.srcar.org/2011/07/03/new-home-assessment-data-from-larry-ward/#comments</comments>
		<pubDate>Sun, 03 Jul 2011 18:48:28 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Good News You Can Use]]></category>
		<category><![CDATA[Larry Ward]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1910</guid>
		<description><![CDATA[The word is out from our County Assessor, Clerk Recorder Larry Ward &#8211; another round of declines for property taxes in Riverside County. This makes three straight years of dropping assessments, a year longer than the last go-around in the 90&#8242;s. But a couple of things have changed. This year many of the dropped assessments [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><big>The word is out from our County Assessor, Clerk Recorder Larry Ward &#8211; another round of declines for property taxes in Riverside County. This makes three straight years of dropping assessments, a year longer than the last go-around in the 90&#8242;s. </big></p>
<p style="text-align: justify;"><big>But a couple of things have changed. This year many of the dropped assessments will go to commercial properties, which are continuing to lag residential properties. When I spoke with Larry earlier this year he was hopeful there would not be a need for further reductions this year after taking property values for the county back to roughly 2002 levels last year. Indeed as we have seen from my reports, residential values have remained virtually flatlined through the past 24 months after dropping over 50% in the previous 18 months. Assessed property values for the county for 2011 will be just over $200 billion, down over 16% from their peak of $243 billion in 2008.</big></p>
<p style="text-align: justify;"><big>This will be felt next year by the county as well as our cities, who are struggling to keep services afloat. Property taxes are the single largest source of operating funds for our cities and county and a substantial and real drop as we have experienced puts a real crimp in budgets, especially following the recent state decisions to further plunder city coffers of redevelopment funds, vehicle license fees and some of the basic operating funds cities have always counted on to get by. For the county it will mean a drop of nearly $5 million in property tax revenue from their earlier estimate of $266 million, a reduction of nearly 1% from their current budget of $582 million. </big></p>
<p style="text-align: justify;"><big>A second major change from Ward&#8217;s office is in the way the changes will be reported to property owners. Every year along about this time people got used to seeing a little postcard in their mailbox telling them what next years assessed value on their home would be. This year that&#8217;s not happening. In an effort to shave $200,000 from his budget, Ward will be posting the new assessments on-line on July 15. You can review your property tax assessment at <a href="http://riverside.asrclkrec.com/">www.riversideacr.com</a>. If you don&#8217;t have internet access, well then you&#8217;re probably not reading this but in case you know somebody who may not browse, they can obtain a written assessment by calling 951-955-6200. They could also write to </big></p>
<p style="text-align: justify;"><big>Assessor, County Clerk, Recorder Larry Ward</big><br />
<big>P.O.B. 12004</big><br />
<big>Riverside CA  92502-2204<br />
</big></p>
<p style="text-align: justify;"><big>One final change tis year. If you think your assessed value should be higher or lower, it might cost you to find out. There has been debate among the County Supervisors to charge a fee to challenge your assessment. Should your challenge prevail and the property re-assessed, the fee would be refunded. But if the initial assessment stands then you will forfeit that fee. This has been proposed for two reasons &#8211; first as a cost measure to help defray some of the expense of researching individual properties after the process has already been done. Second, to minimize the rash of frivolous filings that occurs every year without foundation. Appears the only time people want their home to be worth less than it actually is is for tax purposes. And while this is understandable, your &#8216;gut feel&#8217; of what your home is hopefully worth for tax purposes costs the county a lot of money to show you otherwise and that is being addressed by the new fee structure. If  you purchased your home after January 1, 1999, chances are Larry&#8217;s got you covered. He&#8217;s been one of the most aggressive and accurate Recorders in the state as far as making sure you aren&#8217;t over taxed. </big></p>
<p>&nbsp;</p>
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		<title>Southwest Healthcare expands facilities/services in Murrieta &amp; Wildomar</title>
		<link>http://gadblog.srcar.org/2011/05/26/southwest-healthcare-expands-facilitiesservices-in-murrieta-wildomar/</link>
		<comments>http://gadblog.srcar.org/2011/05/26/southwest-healthcare-expands-facilitiesservices-in-murrieta-wildomar/#comments</comments>
		<pubDate>Fri, 27 May 2011 04:03:04 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Gino's Rants]]></category>
		<category><![CDATA[Good News You Can Use]]></category>
		<category><![CDATA[inland valley]]></category>
		<category><![CDATA[Rancho Springs]]></category>
		<category><![CDATA[southwest healthcare]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1904</guid>
		<description><![CDATA[In a major step forward for our hospitals and our community, Universal Health Services recently announced the opening of  greatly expanded Southwest Healthcare facilities at both Rancho Springs Medical Center in Murrieta and Inland Valley Medical Center in Wildomar. Long-time readers may recall my rants from early last year wherein the hospitals appeared to be [...]]]></description>
			<content:encoded><![CDATA[<p><big>In a major step forward for our hospitals and our community, <a href="http://www.uhsinc.com/">Universal Health Services</a> recently announced the opening of  greatly expanded <a href="http://www.swhealthcaresystem.com/Home">Southwest Healthcare</a> facilities at both Rancho Springs Medical Center in Murrieta and Inland Valley Medical Center in Wildomar. Long-time readers may recall my rants from early last year wherein the hospitals appeared to be locked in a life-or-death (for residents of our community) struggle to open new emergency rooms and other much needed facilities that had been built, outfitted and staffed for over a year. </big></p>
<p><big>I&#8217;m not going to dredge up all that unpleasant history at this point other than to say significant changes were made at the hospitals while other changes were taking place at the state agency. Finally last month the state gave the go-ahead to open these  facilities at first on a partial basis, followed quickly by a full opening. </big>(In the interest of full disclosure, I was one of 5 new members named to the Board of Governors for the two facilities, though I take no responsibility whatsoever for the progress made).</p>
<p><big>New CEO Ken Rivers initiated a sea change of atitude by instilling the concept that each patient is not just a patient but a family member. Treat each person you meet as if it&#8217;s your own parent, sister or child. Together with some tweaks to procedural issues raised by state and federal regulators, the level of care is reaching new heights. </big></p>
<p style="text-align: center;"><big><img class="aligncenter" src="http://i259.photobucket.com/albums/hh317/genewunderlich/er.jpg" alt="new er" width="300" height="170" /></big></p>
<p><big>The move at Rancho Springs opened up a $50 million expansion which saw emergency beds go from 8 bays separated by curtains to 30 fully private bays with not only state-of-the-art medical and trauma gear but flat screen TV&#8217;s in every room and family comfort stations. </big></p>
<p style="text-align: center;"><big><img class="aligncenter" src="http://i259.photobucket.com/albums/hh317/genewunderlich/erbed.jpg" alt="er" width="300" height="197" /></big></p>
<p><big>Equally important for the community is the entire 2nd floor dedicated to womens services, pre-natal care and a host of other services. These include spacious suites for Moms that have individual sleep-chairs for Dads, infant warmer beds and specially designed facilities to accomodate all services within the same room &#8211; including C sections and other procedures. No more wheeling the patient around here and there, most everything can be done within the comfort of her private suite. </big></p>
<p style="text-align: center;"><big><img class="aligncenter" src="http://i259.photobucket.com/albums/hh317/genewunderlich/wom.jpg" alt="wc" width="300" height="169" /></big></p>
<p><big>One opening that has been delayed is the dual bay neonatal intensive care unit with surgical centers. Originally staffed and trained, the two year wait to open meant that staff was moved to other areas and now must be re-trained so this much needed opening has been delayed for a few more months. </big></p>
<p><big>In addition to being a regional trauma care center, Inland Valley Medical Center also added to their own ER center as well as a much needed cardio-vascular care center. Intensive Care Units were also expanded at both facilities and new technological advances were incorporated into both the new facilities and the existing buildings, an ongoing process. </big></p>
<p><big>One more very cool thing &#8211; you can <a href="http://www.our365.com/NewbornPortraits/HospitalResults.aspx?sid=6184&amp;S=true&amp;SM=ByHospital&amp;BM=5&amp;BY=2011&amp;BD=0">visit the nursery anytime</a> to see the newborns. Check out theses little bundles and their happy Mom&#8217;s. Friends and relatives from across the country and around the world can log on and see how Mom &amp; baby are doing. Grandma in Topeka can go in and see when Casey T. was born, how big she was and view several snapshots of the nipper. </big></p>
<p><big>More beds, more space, more technology and more caring &#8211; means a better healthcare experience for all our patients. After all, we know you really don&#8217;t want to be here and would just as soon be on your way as quickly and easily as possible. </big></p>
<p><big>It&#8217;s not just about healthcare, it&#8217;s about people care. I like being part of that. </big><br />
<big></big></p>
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		<title>Is your safety worth $1.99? New Realtor safety app looks promising.</title>
		<link>http://gadblog.srcar.org/2011/05/25/is-your-safety-worth-1-99-new-realtor-safty-app-looks-promising/</link>
		<comments>http://gadblog.srcar.org/2011/05/25/is-your-safety-worth-1-99-new-realtor-safty-app-looks-promising/#comments</comments>
		<pubDate>Wed, 25 May 2011 22:44:13 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Good News You Can Use]]></category>
		<category><![CDATA[Q & A]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1899</guid>
		<description><![CDATA[This is very cool and I just had to share. Every so often we hear about a Realtor getting attacked or worse showing property or at an open house. NAR has designated Realtor Awareness &#38; Safety seminars, individual offices have set up training and awareness methods including the famous &#8216;blue file&#8217; call. (If you suspect [...]]]></description>
			<content:encoded><![CDATA[<p>This is very cool and I just had to share. Every so often we hear about a Realtor getting attacked or worse showing property or at an open house. NAR has designated Realtor Awareness &amp; Safety seminars, individual offices have set up training and awareness  methods including the famous &#8216;blue file&#8217; call. (If you suspect a problem, call the office and ask for the &#8216;blue file&#8217;). But this lady built an app that at the touch of your screen allows you to call 911 and a friend and sets off an alarm. Another handy feature is the &#8216;Save Creep Data&#8217; which walks you through a description process while the details are fresh in your mind.</p>
<p>This doesn&#8217;t take the place of taking safety precautions on your own behalf but it might just help save your butt if you do get into one of those situations.</p>
<p><img class="aligncenter" title="real alert" src="http://i259.photobucket.com/albums/hh317/genewunderlich/logos/realalert2.jpg" alt="" width="237" height="355" /></p>
<h2 style="text-align: center;">Austin Realtor Releases REAL ALERT– the Personal Safety App for iPhone!</h2>
<p>Austin, Tx. – (Wednesday, May 25, 2011) – On May 17, Austin Texas real estate agent Michelle Jones released REAL ALERT, a personal safety application designed for real estate agents. The App was developed by Michelle in order to increase personal safety awareness and provide quick access to emergency services.</p>
<p>The National Association of Realtors reports an increase in crimes against real estate agents in recent years.  These crimes, ranging from minor thefts and assaults to rapes and even murder, occur throughout the country.  Local media coverage of one of these violent attacks prompted Michelle to develop the App.  “I’ve heard about attacks against agents for years, but seeing the local coverage of the violent attack of a San Antonio agent really scared me.  I didn’t want to be the next victim.” says Michelle.</p>
<p>The Michigan Realtor Magazine advised that &#8220;The first step in preventing any crime is the knowledge that it can happen to you.”  Real estate agents are particularly vulnerable to criminal attacks.  Michelle’s husband, Thaddeus Jones states “After hearing about the San Antonio incident, I no longer felt comfortable with Michelle showing vacant listings and hosting open houses alone.  I began going with her whenever possible and that began to interfere with my career and ultimately interfered with hers, too. Michelle and I decided to get serious about finding a better solution and there just wasn’t anything available on the market.” Being unable to find a comprehensive product that made her feel safe, Michelle decided to take matters into her own hands.</p>
<p>From one screen, REAL ALERT allows you to save precious moments with Quick tap “Call 911” and a Quick tap “ALARM” to ward off potential attackers. It allows you to speed dial your emergency contact with Quick tap “ALERT A FRIEND”. You can use it to LOCATE the nearest HOSPITALS using your current GPS location and record “CREEP DATA” – details about a suspicious person before they are forgotten.</p>
<p>After coming up with a solution that would make husband Thaddeus comfortable and her feel safe, Michelle approached a programmer she knew and hired her to program the app. “I’m not an overly technical person and definitely not a programmer” says Michelle. “I developed REAL ALERT to satisfy my own safety needs and quickly realized that it is a perfect solution for anyone, regardless of age or profession, that wants to protect themselves from potentially dangerous situations.  I’m confident that it will help save lives.”</p>
<p>REAL ALERT is currently available on iTunes at a price of $1.99.  It is listed in the ‘Lifestyle’ category and is <span style="color: #ff0000;"><strong>compatible with iPhone, iPod touch, and iPad</strong></span>.  REAL ALERT is available for download at: <strong><a href="http://itunes.apple.com/us/app/real-alert/id436455476?mt=8">http://itunes.apple.com/us/app/real-alert/id436455476?mt=8</a></strong></p>
<p>Media Contact  Michelle Jones &#8211; Developer, (512) 470-3173, realalertapp@gmail.com</p>
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		<title>Southwest California Realtor Report for April 2011</title>
		<link>http://gadblog.srcar.org/2011/05/19/southwest-california-realtor-report-for-april-2011/</link>
		<comments>http://gadblog.srcar.org/2011/05/19/southwest-california-realtor-report-for-april-2011/#comments</comments>
		<pubDate>Fri, 20 May 2011 00:16:49 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Economic Outlook]]></category>
		<category><![CDATA[Good News You Can Use]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1892</guid>
		<description><![CDATA[Here&#8217;s the monthly report for Temecula, Murrieta, Lake Elsinore, Wildomar, Menifee and Canyon Lake. The report contains information on Single Family unit sales and median price for the region as well as a recent article on legislative issues dealing with homeownership. If you find the type is a bit small for your viewing pleasure, simply [...]]]></description>
			<content:encoded><![CDATA[<p>Here&#8217;s the monthly report for Temecula, Murrieta, Lake Elsinore, Wildomar, Menifee and Canyon Lake. The report contains information on Single Family unit sales and median price for the region as well as a recent article on legislative issues dealing with homeownership.</p>
<p>If you find the type is a bit small for your viewing pleasure, simply click on the title to go to a full size version on Slideshare.com. </p>
<p>&nbsp;</p>
<div style="width:477px" id="__ss_8033051"> <strong style="display:block;margin:12px 0 4px"><a href="http://www.slideshare.net/genewunderlich/5-realtor-report" title="Southwest California Realtor Report for April 2011">Southwest California Realtor Report for April 2011</a></strong> <iframe src="http://www.slideshare.net/slideshow/embed_code/8033051" width="477" height="510" frameborder="0" marginwidth="0" marginheight="0" scrolling="no"></iframe>
<div style="padding:5px 0 12px"> View more <a href="http://www.slideshare.net/">documents</a> from <a href="http://www.slideshare.net/genewunderlich">Southwest Riverside County Association of Realtors</a> </div>
</p></div>
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		<title>The right of property is the guardian of every other right.</title>
		<link>http://gadblog.srcar.org/2011/04/28/the-right-of-property-is-the-guardian-of-every-other-right/</link>
		<comments>http://gadblog.srcar.org/2011/04/28/the-right-of-property-is-the-guardian-of-every-other-right/#comments</comments>
		<pubDate>Thu, 28 Apr 2011 22:19:46 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Economic Outlook]]></category>
		<category><![CDATA[Gino's Rants]]></category>
		<category><![CDATA[Good News You Can Use]]></category>
		<category><![CDATA[Legislative Updates]]></category>
		<category><![CDATA[private property right]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1883</guid>
		<description><![CDATA[Briefing Report: The Value of Property Rights &#8220;The Right of property is the guardian of every other Right, and to deprive the people of this, is to deprive them of their Liberty.&#8221; &#8211; Arthur Lee The Bedrock of a Free &#38; Prosperous Society The institution of the right to private property is perhaps the single [...]]]></description>
			<content:encoded><![CDATA[<h1><a href="http://cssrc.us/publications.aspx?id=10647">Briefing Report: The Value of Property Rights</a></h1>
<h3>&#8220;The Right of property is the  guardian of every other Right, and to deprive the people of this, is to deprive  them of their Liberty.&#8221; &#8211; Arthur Lee</h3>
<div>
<h2><strong>The Bedrock of a Free &amp; Prosperous Society</strong></h2>
<p>The institution of the right to private property is perhaps the single most  important condition for a society in which freedom and prosperity is to  flourish. This notion of private property can seem fairly straightforward,  especially for people living in a free-market society such as the United States.  As noted in the book <em>Unleashing Capitalism</em>:</p>
<blockquote><p><em>One reason for its familiarity to us is that private property is a  bedrock principle of market capitalism. Think of a growing economy as an  award-winning Broadway show. Private property is like the stage crew, constantly  working behind the scenes to make sure the show runs smoothly. Private property,  while perhaps underappreciated, is vital to ensuring that the economy will grow  and prosperity will rise over time.</em></p></blockquote>
<p>Yet in our modern political age, the importance of private property rights  has faded to the background and has at times been termed little more than a  &#8220;philosophical exercise that has no practical implications.&#8221; Nothing could be  further from the truth. Across the nation, and particularly in California,  property rights are becoming ever more vulnerable to infringement by government  control in several forms: excessive taxation, regulation, and the process of  takings (i.e. eminent domain). This undermines property rights and thereby  suffocates economic growth prolonging our economic woes.</p>
<p>The protection of private property is vital component necessary for the  economic growth and prosperity that will play a key role in lifting California  out of her perpetual economic malaise.</p>
<h2><strong>The Cornerstone of American Exceptionalism</strong></h2>
<p>&#8220;Property,&#8221; John Adams wrote, &#8220;is surely a right of mankind as real as  liberty.&#8221;</p>
<p>America&#8217;s founding was shaped by the radical declaration that our right to  private property was and is inherent and inalienable. This novel and  revolutionary idea, embodied in our Founding documents, challenged the  historical practice of man&#8217;s rights being determined, limited, and granted by  the state. This reorientation of the grantor of rights &#8211; from our Creator rather  than from those in authority &#8211; dramatically redefined who was sovereign while  simultaneously placing chains on the powers of government. The state would now  be the protector &#8211; rather than the arbiter &#8211; of man&#8217;s inherent and inalienable  rights to life, liberty, and the fruits of his labors<sup>1</sup>.</p>
<p>The right to hold private property is a well-documented principle of the  Founding Fathers. William Blackstone, whose Commentaries on the Laws of England  shaped much of the Declaration of Independence and the Constitution, wrote that  &#8220;<em>the law of the land&#8230; postpone[s] even public necessity to the sacred and  inviolable rights of private property</em>.&#8221;</p>
<p>Thomas Jefferson stated: &#8220;<em>all power is inherent in the people&#8230; they are  entitled to freedom of person, freedom of religion, freedom of property, and  freedom of press</em>.&#8221; Thomas Paine, in <em>Rights of Man</em>, cites property,  along with liberty, security, and resistance of oppression, as chief among  inherent individual rights.</p>
<p>Such reasoning led to drafting the Fifth Amendment in the Bill of Rights,  where it states, &#8220;<em>No person shall be&#8230;deprived of life, liberty, or  property, without due process of law; nor shall private property be taken for  public use, without just compensation</em>.&#8221; The need to protect private  property rights, once so obvious to Jefferson and Adams, is now becoming lost in  a tangle of intrusive government takings.</p>
<p>Governmental forces (excessive taxation, regulation, and strong eminent  domain powers) make property rights less secure, increasing owner uncertainty.  Greater uncertainty decreases the willingness to undertake capital investment  and accumulation thereby reducing the productivity of labor and depressing  wages. Greater uncertainty also curtails transactions transferring property to  new owners who discover more valuable uses. Ultimately, economic growth  stagnates. When government undermines private property rights, the economy  suffers and this thwarts prosperity for the future<sup>2</sup>.</p>
<h2><strong>The Millstone of Eminent Domain</strong></h2>
<p>The clearest example of government infringement on private property rights is  the use of eminent domain. Eminent domain is the power governments have to  confiscate private property as long as it is for a legitimate &#8220;public use&#8221;.  Whereas eminent domain was initially intended to ensure that public services (ie  roads and highways) were available to the public, local and state governments  often use eminent domain for any project that is considered economically  beneficial. Public use, as a practical matter, has morphed into a more ambiguous  &#8220;public benefit.&#8221;</p>
<p>The most jarring example of this morphed &#8220;public benefit&#8221; was the city of New  London&#8217;s abuse of eminent domain and the Supreme Court&#8217;s ruling upholding the  action in <em>Kelo v. City of New London</em> (2005). In <em>Kelo</em>, the  Supreme Court held that held that the Constitution allows governments to seize  private property and transfer it from one private land owner to another in the  name of economic development. In other words, after the <em>Kelo</em> decision,  governments can use their eminent domain power to take homes for potentially  more profitable, higher-tax uses, powerful evidence, as Justice Clarence Thomas  suggests, that something is seriously awry with the Supreme Court&#8217;s vision of  the Constitution.</p>
<p>Justice Sandra Day O&#8217;Connor framed the problem very simply in her blistering  dissenting opinion: &#8220;<em>Under the banner of economic development, all private  property is now vulnerable to being taken and transferred to another private  owner, so long as it might be upgraded i.e., given to an owner who will use it  in a way that the legislature deems more beneficial to the public in the  process</em>.&#8221; This decision went well beyond what the founders intended when  they wrote the just compensation for public use clause.</p>
<p>While some political observers note that the power of eminent domain is  rarely used in the Golden State, the Institute for Justice &#8211; a leading legal  advocate against eminent domain abuse &#8211; has documented nearly 200 projects  across the state that have threatened or used eminent domain for private gain.  Within each of those projects, dozens, hundreds, if not thousands of homes,  businesses, churches and farms have been impacted.</p>
<p>National polling confirms that the public is overwhelmingly opposed to the  use of eminent domain for economic redevelopment. Some 87 percent responded that  government shouldn&#8217;t have such power. Some 88 percent responded that property  rights are just as important as freedom of speech and religion.</p>
<h2><strong>Regulatory Takings</strong></h2>
<p>Today, government imposition of regulatory regimes that signifi­cantly  diminish the value and enjoyment of private property may present an even more  common threat than abuse of eminent domain. Property owners are increasingly  subjected to regulatory &#8220;takings&#8221; &#8211; where the use of their land is drastically  restricted and, consequently, the overall value of the land diminishes.</p>
<p>The problem begins, therefore, with the growth of government regulations at  the federal, state, and local levels of governance that deny owners the  legitimate use of their property. A prime example can be seen in the advancement  of the environmentalist movement. Just as the inflation of the 1970s moved  people into higher tax brackets, so the environmentalism of the 1990s has given  government new rationales for controlling the use of property. While there is  little doubt that cleaner air or less traffic congestion are a positive end  goal, when they are accomplished through heavy handed regulations, we may be  sure that our liberties are also being restricted. Production and prosperity  also tend to decline, and in the case of those people who bought land  anticipating that they would be able to develop it &#8211; but now find that they have  paid a high price to keep it idle &#8211; there is also manifest  injustice<sup>3</sup>.</p>
<p>Leonard Gilroy of the Reason Foundation describes the infringement of  property rights through land use regulation as follows:</p>
<blockquote><p><em>&#8230;contemporary land use regulation often uses public policy to mandate  the private provision of amenities that benefit the community-at-large. As the  regulatory scheme influencing local land use has grown more prescriptive and  restrictive, there has been an increasing curtailment of private property  rights. Landowners in many communities nationwide have been restricted in their  ability to use their land in the ways that they had intended when they purchased  their property, dramatically reducing their property&#8217;s value and imposing an  economic hardship on them.</em></p></blockquote>
<p>If investors don&#8217;t know what they own, or can&#8217;t be sure of defending their  property rights, then they either won&#8217;t invest or alternatively they will demand  higher rates of return when they do. This idea applies to both tangible and  intellectual rights. The net impact tends to be dual &#8212; lower levels of  investment and higher interest rates, neither of which is conducive to faster  economic growth.</p>
<h2><strong>Stimulating the Economy</strong></h2>
<p>Well-defined and enforced private property rights are the cornerstone of a  free-market economy. The positive economic effects of private property are  widespread and well documented. Secure property rights promote specialization  and exchange, provide incentives for conservation and preservation of resources,  and promote technological innovation, entrepreneurship, capital accumulation,  and investment. In essence, secure property rights underlie economic growth.</p>
<p>This relationship is confirmed in The Heritage Foundation&#8217;s <em><a href="http://www.heritage.org/index" target="_blank">Index of Economic  Freedom</a></em>. As demonstrated in the chart to the right, property rights and  economic prosperity go hand in hand.</p>
<p><img src="http://cssrc.us/images/clip_image002_0005.jpg" alt="" hspace="10" vspace="10" width="281" height="320" align="right" />On average, GDP per capita is over 10 times higher in nations with  the strongest property rights than in those with the weakest property  rights.</p>
<p>One of the government&#8217;s primary roles is to ensure that people can own and  make decisions regarding how they will use their property and ideas – which in  turn spurs entrepreneurial growth. As such the same correlation between strong  property rights and economic growth must pertain to state and local  governments.</p>
<p>In a free market economy, one of the strongest incentives that drive  entrepreneurs is the desire to please customers and thereby earn a profit. To  flourish, entrepreneurs need an economic environment that encourages private  property and free markets.</p>
<p>In a system where the government or some central planner owns the nation&#8217;s  resources and decides how they are allocated, entrepreneurs do not profit from  their successes; thus, there is a much smaller incentive for them to be  creative. In a free market economy, entrepreneurs can use their property and  ideas in ways they think are best, and they can benefit directly from their  successes in the form of higher profits or salaries.</p>
<p>Simply put, private property is necessary for economic growth and  prosperity.</p>
<h2><strong>Conclusion</strong></h2>
<p>Today Californians are besieged on all sides by government infringement on  their right to own property and use it to its fullest extent. As government and  bureaucracy continue to grow, federal state and local governments alike are  wielding far-reaching environmentally based land use restrictions, &#8220;growth  controls,&#8221; unreasonable zoning hurdles, facility permitting regimes, and, now,  potentially, crippling carbon dioxide emission limits. Throw in the threat of  eminent domain and tax policies which diminishe productivity and undermines the  security of ownership, and it is easy to see why California&#8217;s economy continues  to struggle.</p>
<p>One of the most important steps that lawmakers can take is to serve as strong  advocates of property rights, and ensure that new laws do not further erode  those rights.</p>
<p>By focusing on the importance of private property rights and providing  greater protection of those rights, federal, state and municipal leaders will  witness the economic growth they have long pursued through other means.</p>
<p><em>For more information on this report or other Local Government and Housing  issues , contact Ryan Eisberg, Senate Republican Office of Policy at  916/651-1796.</em></p>
</div>
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		<title>Jesus Christ Superstar Starts Final Weekend Run</title>
		<link>http://gadblog.srcar.org/2011/04/19/jesus-christ-superstar-starts-final-weekend-run/</link>
		<comments>http://gadblog.srcar.org/2011/04/19/jesus-christ-superstar-starts-final-weekend-run/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 03:59:42 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Gino's Rants]]></category>
		<category><![CDATA[Good News You Can Use]]></category>
		<category><![CDATA[Light Comedy]]></category>
		<category><![CDATA[Gene Wunderlich]]></category>
		<category><![CDATA[jesus christ superstar]]></category>
		<category><![CDATA[temecula old town theater]]></category>
		<category><![CDATA[temecula valley players]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1881</guid>
		<description><![CDATA[The Temecula Valley Players production of Jesus Christ Superstar enters the final weekend of it&#8217;s 3 week run this Thursday, April 21 at the Old Town Temecula Theater. Some of you old Hippies will not doubt remember the debut of this exciting piece of musical theater from your halcyon days. For the rest of you, [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><big style="font-family: Comic Sans MS;">The <a href="http://temeculavalleyplayers.com/">Temecula Valley Players</a> production of <span style="font-style: italic; color: #cc0000; font-weight: bold;">Jesus Christ Superstar</span> enters the final weekend of it&#8217;s 3 week run this Thursday, April 21 at the Old Town Temecula Theater. Some of you old Hippies will not doubt remember the debut of this exciting piece of musical theater from your halcyon days. For the rest of you, JCS was first staged on Broadway in 1971 as the <span style="color: red;">first rock opera</span>. Staged by Andrew Lloyd Weber with lyrics by Tim Rice,  the piece roughly follows the last week of Jesus&#8217; life &#8211; provided of course that Jesus had a good voice and was surrounded by lots of singing, dancing Apostles, priests and hookers.</big></p>
<p style="text-align: center;"><big style="font-family: Comic Sans MS;"><a href="http://tickets.temeculatheater.org/eventperformances.asp?evt=458"><img class="aligncenter" style="border: 0px solid; width: 250px; height: 383px;" src="http://i259.photobucket.com/albums/hh317/genewunderlich/jcsposter.jpg" alt="jcs" /></a><br />
</big></p>
<p style="text-align: justify;"><big style="font-family: Comic Sans MS;">The <a href="http://temeculavalleyplayers.com/">Temecula Valley Players</a> version is true to the original production and brings together a diverse collection of some of our Valley&#8217;s most talented thespians. For Director <span style="font-style: italic;">Marc McCullough</span>, staging this production has been a lifelong passion. <span style="font-style: italic;">Jason Call</span>, who channels Ted Neely as Jesus, first played a minor part in the<br />
production when he was 14. Now some 24 years later he has achieved his dream to bring the lead role to the stage. Several of the other players have also had an abiding fascination with this unique piece of theater and have eagerly endured months of rehearsals to fine tune the production. </big></p>
<p style="text-align: justify;"><big style="font-family: Comic Sans MS;">The cast of nearly 50 people includes youngsters of 7 and 8 years old up to a couple &#8216;senior members&#8217; of nearly 60. Many of the actors are what we refer to as<br />
&#8216;triple threats&#8217;, they are equally adept at singing, dancing and acting. I am actually the antithesis of a triple threat in that I can&#8217;t really sing or act and I certainly can&#8217;t dance, but I do have a certain presence. Thus the role of High Priest suits me fine as foil to the scheming Annas and the evil Caiaphas.</big></p>
<p style="text-align: center;"><big style="font-family: Comic Sans MS;"><img class="aligncenter" style="width: 350px; height: 251px;" src="http://i259.photobucket.com/albums/hh317/genewunderlich/priestssm.jpg" alt="priests" /><br />
</big></p>
<p style="text-align: justify;"><big style="font-family: Comic Sans MS;">If you haven&#8217;t had a chance to catch this local production, tickets for the final 5 performances are gong fast but a few seats remain available. For more information and showtimes visit: <a href="http://tickets.temeculatheater.org/eventperformances.asp?evt=458">Jesus Christ Superstar</a>. </big></p>
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		<title>$40 political survival proposal &#8211; updated.</title>
		<link>http://gadblog.srcar.org/2011/04/15/40-political-survival-proposal-updated/</link>
		<comments>http://gadblog.srcar.org/2011/04/15/40-political-survival-proposal-updated/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 16:42:32 +0000</pubDate>
		<dc:creator>Gene Wunderlich</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Association Updates]]></category>
		<category><![CDATA[Good News You Can Use]]></category>
		<category><![CDATA[California Association of Realtors]]></category>
		<category><![CDATA[Gene Wunderlich]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[political survival]]></category>
		<category><![CDATA[Realtors]]></category>

		<guid isPermaLink="false">http://gadblog.srcar.org/?p=1879</guid>
		<description><![CDATA[Many of you have commented on my earlier blog regarding the proposed $40 dues increase to fund the Realtor Political Survival Campaign. As you recall, that will be voted on in May at our annual meeting in DC. Yesterday we had a 1 1/2 hour webinar with NAR leadership discussing why the additional funding was [...]]]></description>
			<content:encoded><![CDATA[<p>Many of you have commented on my <a href="http://activerain.com/blogsview/2203762/nar-realtor-party-political-survival-initiative-a-penny-for-your-thoughts-" target="_blank">earlier blog regarding the proposed $40 dues increase</a> to fund the Realtor Political Survival Campaign. As you recall, that  will be voted on in May at our annual meeting in DC. Yesterday we had a 1  1/2 hour webinar with NAR leadership discussing why the additional  funding was necessary. At that time the possibility of putting the  Public Awareness campaign on haitus for a couple years and using those  funds for political purposes was presented as a sort of plan B.  According to NAR stats however, that public awareness campaign is a  great success &#8211; although most of you would just as soon it went away.</p>
<p>Anyway, for those of you opposed to an additional $40 hit on your  dues, it appears your voices have been heard, Now you just need to make  sure your local association and your NAR Directors are aware of your  feelings.</p>
<p>From NAR President Ron Phipps:</p>
<p>To:        Local Board and State Association Presidents</p>
<p>This  letter constitutes the official notice required by Article II, Section  10 of the Bylaws of the NATIONAL ASSOCIATION OF REALTORS® of a proposal  to eliminate a previously approved membership assessment.</p>
<p>In May  of 2010 the NAR Board of Directors approved an assessment of $35 per  member for 2011-2013 to be used to continue the Public Awareness  Campaign during those years.  The Finance Committee has now offered two  alternative proposals regarding funding for the REALTOR® Party Political  Survival Initiative.  One proposal eliminates the Public Awareness  Campaign $35 Assessment for 2012 and 2013.  That proposal also increases  NAR dues by $35 per year to fund the REALTOR® Party Political Survival  Initiative.</p>
<p>The other proposal offered by the Finance Committee  is being recommended by the NAR Executive Committee.  That proposal  would increase NAR Dues by $40 per year to fund the REALTOR® Party  Political Survival Initiative.  The Public Awareness Campaign $35  Assessment would remain in effect during 2012 and 2013.</p>
<p>Dues,  membership assessments and amendments to membership assessments for the  National Association are adopted by the Board of Directors of the  National Association.  These issues will be coming before the Board of  Directors at its meeting on May 14, 2011.</p>
<p>Sincerely,</p>
<p>Ron Phipps<br />
2011 NAR President</p>
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